Wise counsel

"Personal finance is 80 percent behavior, and getting credit cards and credit card debt out of your life is a great first step in learning to behave with your money. You don't build wealth or save money by using credit cards, and you're naive if you think you're going to play around with a multi-billion-dollar industry and beat them at their own game. The only way to win against credit card companies is by refusing to play!" ~ Dave Ramsey

Also, it's not about skin color. Syndicated columnist, Thomas Sowell has written an excellent editorial and so far he is still free to oppose the President in his writing. That IS what America is about. Click here to read it.

Another member of Congress is also working on another health care plan for reform. Click here to read.